Where Can I Use the Apple Card? 153 In-Store & Online Options Listed

Short Answer

You can pay with your Apple Card using an Apple device at locations that accept Apple Pay, and you can use the physical card anywhere that accepts Mastercard. You can also store your Apple Card number in your Wallet app to use when making online or in-app purchases. For more details on where and how to use the Apple Card, see below.

Where Can I Use the Apple Card?

The Apple Card is a Mastercard credit card issued by Goldman Sachs Bank. After approval, you’ll receive a physical card; there are also mobile payment options for the Apple Card, using Apple Pay or the Wallet app.

With three different payment options available, you can use the Apple Card for most purchases. You can use the physical card in-store or online at any place that accepts Mastercard and can use the card information from your Wallet app at any online store that takes Mastercard. (Mastercard is widely accepted at virtually all locations where major credit cards are accepted.)

You can also use your Apple device to pay with your Apple Card at any place that takes Apple Pay. Below, we provide the list of retail locations, websites, apps, and public services that accept Apple Pay, as confirmed with Apple Pay Customer Service and the Apple Pay website.

Brick-and-Mortar Stores That Take Apple Pay

Retail

Ace Hardware
Apple Store
Best Buy
Crate and Barrel
Disney Store
Foot Locker
Gap
J.Crew
Kohl’s
Lego
Levi’s
Macy’s
Nike
Office Depot/OfficeMax
PetSmart
Sephora
Staples
Target

Food and Beverage

7-Eleven
Albertsons
Baskin Robbins
Chick-fil-A
Costco
Dunkin’
Jersey Mike’s
Jimmy John’s
KFC
McDonald’s
Panera
Pizza Hut
Safeway
Starbucks
Subway
Trader Joe’s
White Castle
Whole Foods Market

Pharmacy

Duane Reade
Walgreens

Public Transportation

Ventra (Chicago)
Hop (Portland and Vancouver)

Travel

JetBlue
Walt Disney World

Gas Stations

Our previous research provides the list of gas stations that accept Apple Pay.

Apps and Websites That Take Apple Pay

Retail

Abercrombie & Fitch
B&H
Etsy
Dote Shopping
Farfetch
Gift
Glasses by Warby Parker
HBX
Houzz
Jet
Kohl’s
Lilly Pulitzer
lululemon athletica
Lush Cosmetics
Macy’s
Nike SNKRS
Rue La La
Sephora
Shoptiques
Staples
Target
Ulta Beauty
Under Armour
Wish
Zara
Zulily

Food and Beverage

Chick-fil-A
Chipotle
ChowNow
DoorDash
Dunkin’
Good Eggs
Grubhub
Omaha Steaks
Panera
Postmates
Ritual
Seamless
Slice
Starbucks
Thrive Market
Vivino
White Castle (Online orders)

Entertainment

App Store
Apple Music
Apple News
Atom
Fandango
Gametime
iTunes Store
Levi’s Stadium
MLB
Musement
NFL
RA Guide
Regal Theatres
SeatGeek
Showpass Dashboard
StubHub
Tablelist
Ticketmaster
TickPick
Toothpick
TouchTunes
Vivid Seats

Services

Blue Apron
Felt
Go Car Insurance
Groupon
iCloud
Instacart
LivingSocial
OpenTable
PayRange
Print Studio
Sixlegs (Dog walkers/sitters)
Sure Insurance
Taxfyle
TurboTax Return App
Xfinity
Yelp

Transportation

Caltrain
Massachusetts Bay Transportation Authority
Metrolink
MTA eTix
NJ Transit
RTC of Southern Nevada
RTD of Denver
Ventra

Travel

Airbnb
As You Stay
Expedia
Flywheel
Headout
HomeAway
HotelTonight
Hotels.com
Hotwire
Lyft
Mr and Mrs Smith (Boutique hotels)
Orbitz
PayByPhone Parking
ParkWhiz
SpotHero
Turo
Uber
United Airlines

Health and Wellness

ClassPass
LiquidSpace
Soothe
Spire Stone

How to Use the Apple Card

Below, we detail the process for paying with the physical Apple Card, using the card with Apple Pay, and paying with the Wallet app.

Pay With the Physical Apple Card

Since the Apple Card is co-branded with Mastercard, you can use the physical, titanium Apple Card anywhere Mastercard is accepted, even if the location does not take Apple Pay. The Apple Card has a chip; you can insert it into the card reader as you would with any other chipped debit or credit card.

Pay With Apple Card via Apple Pay

To pay with Apple Pay, you do not need to have the physical Apple Card with you; you can use an Apple device (iPhone, iPad, Apple Watch, etc.). For in-store purchases, hold your device near the store’s Apple Pay reader. To pay via Apple Pay online or through apps, select the “Pay with Apple Pay” button. You will need to authenticate the purchase using either FaceID, TouchID, or a passcode.

Pay With the Apple Card Number in the Wallet App

Apple will store your Apple Card number in the Wallet app on your iPhone. This allows you to pay anywhere you would manually enter a credit card number, such as websites and apps — even if the website or app does not support Apple Pay. Note that the Apple Card number that you use to pay via the Wallet app is different from the number of your titanium Apple Card; the physical card is not embossed with a card number.

You do not need your physical Apple Card to pay with your Apple Card number via the Wallet app. Open the app on your device and tap on Apple Card, then tap on the “More” button, select “Card Information,” and authenticate using Face ID, Touch ID, or a passcode. You can then view or copy and paste your card information.

Additional Apple Card Information

Rewards

The Apple Card offers the Daily Cash rewards program. Rewards include:

3% cash back on anything you purchase from Apple (in-store, online, or in Apple apps)
3% cash back at select partners when using the Apple Card with Apple Pay and 2% cash back on all other purchases using Apple Pay
1% cash back on all purchases using the physical Apple Card (where Apple Pay is not supported)

Fees

The Apple Card does not charge late fees, annual fees, or foreign transaction fees. However, you will accrue interest if you do not pay your card balance in full each month.

Security

The Apple Card has enhanced privacy and security measures. The physical titanium Apple Card does not contain a credit card number, expiration date, or CVV number on the card, making theft of the number difficult. You can store and locate your card number and expiration date in the Wallet app.

All purchases require your device number as well as a one‑time, dynamic security code that is generated by your Apple device when the purchase is authorized.