Short Answer

You can only use an EBT card at approved restaurants in states that participate in the Restaurant Meals Program: Arizona, California, Hawaii, Illinois, and Rhode Island. Below, we have the list of fast-food restaurants that accept EBT in these five states, plus more information about how the Restaurant Meals Program works.

What Fast Food Can You Buy With Your EBT Card?

In most states, the Supplemental Nutrition Assistance Program (SNAP) only allows you to use your EBT card to purchase food that is meant to be prepared at home. The most standard example of a fast-food restaurant where you can use your EBT card is Papa Murphy’s because you “take n’ bake” the pizzas at home.

However, federal law permits states to extend the SNAP to allow people who are elderly, disabled, or homeless to use their EBT cards to buy hot meals at approved restaurants. These approved restaurants must sell foods at “concessionary prices,” but the term isn’t defined by law. Usually, fast-food restaurants participate.

This exception takes into consideration that many people who qualify for EBT don’t have the means to take food home and cook it, so being able to buy only unprepared foods isn’t that helpful. Only a few states have extended their programs to allow people to buy food at restaurants with EBT cards. In those that have, the extension is often called a Restaurant Meal Program (RMP).

How Do Restaurant Meals Programs Work?

A few states have extended SNAP to allow certain recipients to buy meals in participating restaurants. In areas with active Restaurant Meals Programs (RMPs), several fast-food restaurants accept EBT. RMPs are meant to accommodate EBT recipients who don’t have the means to go home and cook their food. Restaurant meals are typically available only for the homeless, disabled, and/or elderly.

The USDA’s list of retailers that accept EBT cards usually doesn’t include the restaurants that accept EBT cards as part of an RMP; you’ll have to use the state’s website to search for restaurants. Some states don’t post participating restaurants, and you may need to contact your local state benefits office.

Restaurant Meal Programs are well-developed in California and Arizona. Hawaii, Illinois, and Rhode Island all have the program but provide limited information publicly. Michigan used to have a Restaurant Meals Program but canceled it in 2013.

Note that if you do not live in and receive benefits from the state offering the Restaurant Meals Program, you cannot use your EBT card at restaurants (as previously reported). While federal requirements allow you to use your EBT card at grocery stores in different states, RMP programs are state-managed due to their additional eligibility requirements. For example, California’s Restaurant Meals Program is only available to recipients of CalFresh who live in RMP-participating counties.

Here are the basics of each state’s program:

Arizona

California

Hawaii

Illinois

Rhode Island

Fast-Food Restaurants That Accept EBT

It’s worth noting that franchised locations can set their own policies on what payment types they’ll accept. That means that if the corporate office sets a policy to accept or not accept EBT in the corporate-owned stores, the franchise won’t necessarily follow that policy.

If you visit one of these restaurants in a state with an RMP and receive RMP benefits to your EBT card, you’ll probably be able to buy hot food off the menu. If you are visiting a restaurant in a state without an RMP, or the location happens not to participate in the state’s RMP program, you either won’t be able to use your EBT card at all or will be limited to cold items that count as for home preparation only. We’ve noted which items might count as cold, home prep items for each state, for those looking for restaurant food in non-RMP states.

Burger King

  • Possible cold food for home prep: Salads, milkshakes, applesauce, milk, desserts, and soft drinks
  • States with locations accepting EBT: California
  • Find a Burger King

Carl’s Jr.

  • Possible cold food for home prep: None
  • States with locations accepting EBT: Arizona, California
  • Find a Carl’s Jr.

Church’s Chicken

  • Possible cold food for home prep: Coleslaw, desserts, and soft drinks; many people also report purchasing their chicken using EBT cards. Check with each franchise before purchasing.
  • States with locations accepting EBT: California
  • Find a Church’s Chicken

Cicis Pizza

  • Possible cold food for home prep: None
  • States with locations accepting EBT: Arizona
  • Find a Cici’s Pizza

Suggested Article: These Are the Pizza Places That Take EBT

Dairy Queen

  • Possible cold food for home prep: Ice cream, cakes, and drinks
  • States with locations accepting EBT: Arizona
  • Find a Dairy Queen

Del Taco

  • Possible cold food for home prep: Chips, desserts, salads, drinks
  • States with locations accepting EBT: California
  • Find a Del Taco

Denny’s

  • Possible cold food for home prep: None
  • States with locations accepting EBT: Arizona, California
  • Find a Denny’s

Suggested Article: Does Denny’s Accept EBT? Restaurant Payment Policy Explained

Domino’s

Note: For better prices, take advantage of the Domino’s daily deals.

  • Possible cold food for home prep: Salads, subs, desserts, and soft drinks
  • Additional information:
  • States with locations accepting EBT: Arizona, California
  • Find a Domino’s

El Pollo Loco

Note: You can join the e-club for exclusive discounts.

  • Possible cold food for home prep: Salads, side dishes, and drinks
  • States with locations accepting EBT: Arizona, California
  • Find an El Pollo Loco

Jack In The Box

  • Possible cold food for home prep: None
  • States with locations accepting EBT: Arizona, California
  • Find a Jack in the Box

KFC

  • Possible cold food for home prep: Coleslaw, desserts, and soft drinks; some KFC restaurants reportedly allow for chicken and sandwiches to be purchased using EBT cards, but check with your local franchise.
  • States with locations accepting EBT: Arizona, California
  • Find a KFC

McDonald’s

  • Possible cold food for home prep: None
  • States with locations accepting EBT: California
  • Find a McDonald’s

Papa John’s

Papa Murphy’s

  • Possible cold food for home prep: Take and bake pizzas, salads, sides, and drinks; since all Papa Murphy’s pizza is “take and bake,” it doesn’t fall under the restriction of “hot foods.”
  • States with locations accepting EBT: 36 states; most Papa Murphy’s locations accept EBT
  • Find a Papa Murphy’s

Pizza Hut

  • Possible cold food for home prep: None
  • States with locations accepting EBT: California
  • Find a Pizza Hut

For more information specific to Pizza Hut, see our research on using EBT at Pizza Hut.

Popeyes

  • Possible cold food for home prep: None
  • States with locations accepting EBT: California
  • Find a Popeye’s

Quiznos

  • Possible cold food for home prep: None
  • States with locations accepting EBT: California
  • Find a Quiznos

Rally’s

  • Possible cold food for home prep: Desserts, milkshakes, and soft drinks
  • States with locations accepting EBT: Arizona, California
  • Find a Rally’s Hamburgers

Subway

Note: You cannot use an EBT card to order ahead on Subway’s app. See more about using EBT at Subway.

  • Possible cold food for home prep: Cold subs, chips, and soft drinks may count as cold food
  • States with locations accepting EBT: Arizona, California, Rhode Island
  • Find a Subway

Taco Bell

  • Possible cold food for home prep: Chips, desserts, specialty cold drinks, and soft drinks
  • States with locations accepting EBT: Arizona, California
  • Find a Taco Bell

For more information specific to Taco Bell, see our research on using EBT at Taco Bell.

Wendy’s

  • Possible cold food for home prep: Salads, desserts, specialty drinks, and soft drinks
  • States with locations accepting EBT: California
  • Find a Wendy’s

Wingstop

  • Possible cold food for home prep: None
  • States with locations accepting EBT: California
  • Find a Wing Stop

Fast-Food Restaurants That Don’t Accept EBT

In the course of our research, we found that the following fast-food restaurants don’t accept EBT at any locations:

In Summary

EBT at fast-food places is only available in states with Restaurant Meal Programs, and only for people who are SNAP recipients and disabled, elderly, or homeless. If you aren’t in an RMP or don’t qualify for the program, you can’t use EBT at local fast-food restaurants. You may be able to find a local fast-food restaurant that is approved to accept EBT for food items intended for home preparation — but this is rare. Most traditional fast-food restaurants don’t sell food that qualifies for EBT.


This Season

14 comments


  • Deyanira

    Hi! I am a frequent client at subway and they DO ACCEPT EBT. Everything on the menu. Hot or cold. This article is not fake. Please read the imperative sections of this article which very clearly states it is at the franchise discretion if they will accept the form of payment.

  • patrick salazar

    Just went to subway they said never heard of it

    • First Quarter Finance logo
      First Quarter Finance | Kathleen Wilson

      Hi Patrick,
      It’s ultimately up to individual Subway stores if they want to accept EBT or not — looks like the store you went to is definitely one that has decided not to accept EBT.

  • Gunther

    It’s absolutely correct that whether or not you’ll be able to use EBT at a fast food place will depend on how your EBT card is FLAGGED. Odds are, if you have a home and a KITCHEN, you’ll be blocked from fast food and takeout.

    For anyone in LA county (specifically the south bay) for those who DO have this status, I’ve successfully ordered HOT meals at KFC, Little Caesar’s, and Jack-in-the-Box. Don’t bother with Carls Jr or McDonald’s here. NONE take EBT.

    • First Quarter Finance logo
      First Quarter Finance | Laura Bachmann

      Hi Gunther,

      Thanks for sharing. We appreciate hearing about your local experience, and it’s helpful for future readers — especially on topics like EBT, where specifics inevitably have significant local variation.

  • Monica H

    Some restaurant chains have limited locations that except EBT. For instance here in San Diego County, Ca..you can eat at Carl’s Jr in one part of the city and the other location does NOT accept it. You need to go to Cal fresh as website to see the list ,and my welfare caseworker gave me a copy for the WHOLE county!!

  • Mad Customer

    This is fake. I just went to McDonald’s and asked if they accepted EBT and they said no.

    • First Quarter Finance logo
      First Quarter Finance | Laura Bachmann

      Hi Mad,

      You’re right in that many McDonald’s won’t take EBT. Franchise locations don’t have to accept EBT, and most won’t. Also, EBT can only be used for a limited selection of items, so even at a McDonald’s that does take EBT, if you asked for a non-eligible item, you could be denied.

    • Tk

      I’m at mcdonalds right now and they said no and never heard of the card. On to burger king next

      • First Quarter Finance logo
        First Quarter Finance | Laura Bachmann

        Hi Tk,

        Good luck a Burger King, and thanks for sharing your experience at McDonald’s. McDonald’s is famous for being a highly franchised chain — over 80% of locations are franchised. And, the majority of these franchised locations may not take EBT, as they’re free to set payment policies and not take EBT. Your comments on McDonald’s are appreciated as they’ll help future readers figure out their chances before taking a trip to McDonald’s and trying to pay with EBT.

        • Scoley80

          The McDonald’s in Greeneville and Johnson city TN takes EBT for cold food items including salads

    • This really happened

      I am at McDonald’s and I just saw a person pay for their food with an EBT card – 1 sausage bisciut.

      • First Quarter Finance logo
        First Quarter Finance | Kathleen Wilson

        Thanks for sharing. We appreciate hearing about your local experience, and it’s helpful for future readers — especially on topics like EBT, where specifics inevitably have significant local variation.

  • Will

    First of all it should be noted that many states that allow ebt food to be used at fast food places limits those purchases to HOMELESS ONLY. Other states allow it for disabled, elderly, and homeless. In no cases can peopl use them if they are able bodied people who have homes where they can cook their own foods.