Walmart MoneyCenter Hours for Check Cashing, Money Transfers, etc

Walmart has become a one-stop-shop for millions of Americans, so it’s no surprise that the mega-retailer offers customers a slew of financial services. You’ve probably seen signs for the MoneyCenter at your local Walmart, but the signs don’t detail all of the store’s services. See below to find out about the many financial services Walmart’s MoneyCenter provides and the hours of the day — and night — when you can take advantage of them.

Walmart MoneyCenter Hours

While you can search for your local Walmart using the Store Locator feature and view deli hours, pharmacy hours, and in-store pickup orders, MoneyCenter hours are not listed. We contacted Walmart stores in Pennsylvania, Illinois, Virginia, Colorado, and Louisiana to find out more about their MoneyCenter hours. While exact hours vary by location, most MoneyCenters are open from 8 a.m. to 8 p.m.

The earliest opening time we found was 7 a.m., and the earliest closing time we found was 5 p.m. We also heard from one store with a MoneyCenter that does not open until 10 a.m. If you’re uncertain about your local Walmart’s MoneyCenter hours, and if they’re not listed online, you can call ahead to confirm. Most hours are consistent throughout the week, though some locations have limited hours on Sundays.

We were also told by several associates working at the MoneyCenter that if they are short-staffed, they will close the MoneyCenter and send the associates to other departments. One of the associates also told us that there is usually just one associate working at the MoneyCenter; therefore, the MoneyCenter may close at intervals throughout the day to accommodate associate breaks.

Note that while you can cash checks at the MoneyCenter, you can also cash your checks at any of the open Walmart registers. Our research has more about Walmart’s check cashing policies, including hours and fees. Tax prep services, though they are advertised as being part of the MoneyCenter, are actually offered by outside tax prep services companies, such as H&R Block. During tax season, these accounting companies set up booths separate from the MoneyCenter and provide tax services at various hours.

The List of Services (Money Transfers, Check Cashing, Etc.)

Bluebird

• Service: Bluebird is a financial account with flexible features that allow you to manage your money. The services include free direct deposit, online and mobile bill pay, free ATM access, and mobile check deposit. This is not a bank account, but rather a banking alternative.^[1]
• Cost: You can buy your Account Set Up Kit in Walmart stores for $5. Checks from Bluebird cost $19.95. Additional fees may apply.^[1]
• Find out more

Check Cashing

• Service: Walmart’s in-store check cashing service allows you to get cash-in-hand instantly. You can also load your check onto a Walmart MoneyCard. Walmart cashes payroll checks, government checks, tax checks, cashiers’ checks, insurance settlement checks, 401(k) checks, retirement disbursement checks, and MoneyGram money orders that were purchased at Walmart. It will not cash any handwritten or personal checks.^[2]
• Cost: $3 for checks up to $1,000; $6 for checks more than $1,000.^[2]
• Find out more

Check Printing

• Service: Walmart’s online check printing service offers a variety of customizable checks, labels, and stamps. Personal check options include high-security features, a variety of check designs, and other options like basic or eco-friendly checks. Business check options include manual, computer, and high-security checks. You can also add features like fraud protection for an additional fee. You will need to provide your banking information when you register for Walmart’s check printing service.^[3]
• Cost: A single pack of personal checks (150 checks) ranges from $6.46 to $16.96. Fraud protection costs an additional $3 per pack. A single pack of business checks ranges from $16.96 to $100 or more.^[3]
• Find out more

Coinstar

• Service: Coinstar is a kiosk that allows you to turn your loose change into cash and e-gift cards; you can also donate your money to charity. It’s as simple as taking your loose, clean change into the store and dumping it in the kiosk to be counted.^[4]
• Cost: If you choose the cash option, Coinstar charges you a fee of around 10%. There are no fees associated with loading your change onto an e-gift card or donating it to charity.^[4]
• Find out more

MoneyGram Services (Bill Pay, Money Orders, Online Money Transfers)

• Service: Walmart provides a variety of money services through MoneyGram. You can use MoneyGram’s online bill pay service to pay bills online, or you can purchase money orders in-store to send payments via mail. You can purchase money orders in amounts up to $1,000. Both domestic and international online money transfers are available. These money transfers are sent to another Walmart store in the U.S. and Puerto Rico or can be sent internationally to MoneyGram agent locations in over 200 different countries.^[5]
• Cost: Fees for online bill pay vary according to the amount of the payment. Money orders cost just under $1. Fees for online money transfers are dependent upon transfer destination and time sensitivity. You can estimate your fees on Walmart’s Send Money page.
• Find out more

See our related articles for more about Walmart’s money transfer services and MoneyGram’s transfer hold times.

NetSpend

• Service: Netspend is a prepaid Visa card that you can order online or in Walmart stores. The card is reloadable, through their Rapid Reload program, and you can choose to set up direct deposit from your paycheck or government benefits. There are three different plans: Pay-As-You-Go, Monthly FeeAdvantage, and Netspend Premier FeeAdvantage.^[6]
• Cost: There is no cost to request a card. The Pay-As-You-Go-Plan is free, but purchases, balance inquiries, and ATM withdrawals come with fees. The Monthly FeeAdvantage Plan costs $9.95 per month, and the NetSpend Premier FeeAdvantage Plan costs $5 per month, although both of these plans offer low/no pin purchase, signature purchase, and ATM cash withdrawal fees.^[7]
• Find out more

Product Care Plans

• Service: Walmart offers protection plans for a variety of products, including appliances, tools, toys, and electronics. Their most common plans provide warranties on items from two to three years and cover defects in materials and workmanship, power surges, drops, spills, cracked screens, pixel failure, damaged due to dust, heat, or humidity, and mechanical and electrical failures.^[8]
• Cost: Varies depending on product category, type, price, and condition.
• Find out more

Rapid Reload

• Service: Walmart allows you to reload certain cards, like your Netspend card or Walmart MoneyCard, by simply going to one of their registers and telling the attendant how much you want to add. The attendant will swipe your card, you can add the money, and there will be a fee.^[9]
• Cost: Fee will be $4 or less for most cards.^[9]
• Find out more

Tax Prep Services

• Service: Walmart offers both in-store and online resources for tax prep. Walmart will help you get ready for tax season, keep up-to-date with tax policies and changes, help you organize your records, and help you fill out and file your returns. You can also cash your tax refund at Walmart.^[10]
• Cost: Most of these services are provided online at no cost to you. You also have the option to go into Walmart locations and seek help from secondary parties like H&R Block, who often set up stations in Walmart during tax season.^[10]
• Find out more

Walmart Credit Card

• Service: The Walmart Mastercard (issued by Synchrony Bank) comes with a variety of benefits. You can automatically save 3% on Walmart.com purchases, 2% on Murphy USA and Walmart gas, and 1% at Walmart stores and anywhere else your card is accepted. Interest rates start at around 23%.^[11]
• Cost: Free to sign up^[11]
• Find out more

Walmart MoneyCard

• Service: Walmart’s MoneyCard is a reloadable, prepaid Visa or prepaid Mastercard (issued by Green Dot Bank) that allows you to pay bills, shop in-stores and online, and request in-store cash back. You can reload your MoneyCard for free with direct deposit or through the Rapid Reload program, and you can check your balance with their mobile app.^[12]
• Cost: Fees for Walmart’s MoneyCard include an issuance fee of $3, a reload fee of $3, and a monthly maintenance fee of $3.^[12]
• Find out more

Other Stores That Offer Money Services (Plus Their Hours)

While Walmart offers a wide range of money services, you may also enjoy money services offered through other national retailers. If you’re looking for money services and Walmart’s Money Center is closed, the following retailers offer money services that may have later hours than Walmart’s Money Center:

Fred Meyer

• Money Services: Money orders/transfers, check cashing, prepaid cards^[13]
• Hours: Many stores are open until 9 p.m.
• Find a Fred Meyer

Find out more in our articles about Fred Meyer’s money order policies and Fred Meyer’s check cashing policies.

Kmart

• Money Services: Check cashing, prepaid cards, money orders/transfers, credit cards (through Sears)^[14]
• Hours: Many locations are open until 11 p.m.
• Find a Kmart

Kroger

• Money Services: Money orders/transfers, check cashing, reloadable/prepaid cards^[15]
• Hours: Many locations are open until 9 p.m.
• Find a Kroger

Find more information in our article on Kroger’s money order policies.

Publix

• Money Services: Money orders/transfers, check cashing^[16]
• Hours: Many locations are open until 10 p.m.
• Find a Publix

See our article for more about Publix’s money order policies.

Ralphs

• Money Services: Money orders/transfers, coinstar^[17]
• Hours: Many locations are open until midnight
• Find a Ralphs

You can also check out our related article to find out if Walmart cashes savings bonds.