61 Stores That Give Cash Back on Check, Debit, and Credit Transactions

William Lipovsky headshot William Lipovsky
Verified & Updated Aug 27, 2020

Many stores, including 7-Eleven, Circle K, Albertsons, Giant Eagle, CVS, Walgreens, Target, and Walmart, will give you cash back over your purchase when you pay with a debit card or check. Asking for cash back allows you to avoid ATM fees and save yourself an extra trip to the ATM or bank. Usually, it’s free to get cash back, and there’s often no minimum purchase amount. However, it is unlikely that you will be able to get cash back on most credit card transactions. Below, we list the convenience stores, grocery stores, office supply stores, pharmacies, and superstores that give cash back on checking, debit, and credit transactions.

How to Get Cash Back

When Paying With a Debit Card

Requesting cash back when making a purchase with your debit card is fairly straightforward, both at the register and at a self-checkout station. You can charge your card for both the purchase amount and cash-back amount in the same transaction. Follow these steps to get cash back with your debit card:

  • Swipe or insert your card as usual.
  • Select “Yes” for cash back and select the amount you want.
  • If prompted, select which denomination of bills you want.
  • Enter your pin and confirm your purchase. The cashier will give you your receipt and the cash back.

When Paying With a Credit Card

The steps for getting cash back with a credit card are the same as with a debit card, but few stores will allow you to get cash back on a credit card transaction. Additionally, most credit card issuers, themselves, don’t allow you to use the card to get cash back.

Typically, if you use a credit card to get cash back (at a store that allows it), the credit card company will consider it a cash advance. Cash advances are subject to high fees, and interest starts accruing on them immediately, rather than at the end of your billing period it does for regular purchases. For this reason, getting cash back with a credit card can be more expensive than just going to the ATM and paying the small fee.

Discover is the most well-known credit card issuer that allows cash back with its “cash over” program.[1] With this program, you can get fee-free cash back on purchases at participating stores the same way you would with a typical debit card. For more information on Discover’s cash-back program, see our research on getting cash back from a credit card.

If you need to get cash back using your credit card and your issuer doesn’t allow you to get cash back at the register, see our list of six ways to get cash with a credit card.

When Paying With a Personal Check

To get cash back when paying with a check, you will need to request it from the cashier directly. If you are able to get cash back in the amount you want, you should make the check out for the total price of your purchase plus the amount of the cash back. For example, if your groceries cost $40, and you want $20 cash back, write your check for $60.

Note that many stores have a lower limit for cash back from a check than from a debit card transaction, if they accept checks at all. This is due to the increased risk of fraud with check transactions. If you are specifically looking for places where you can get cash back from your personal check purchase, we list the stores that offer cash back on checks.

Cash-Back Fees and Expenses

It is usually free to get cash back, but you should keep an eye out for the following expenses or fees:

  • Minimum purchase requirements
  • Fees and interest from credit card issuers
  • Fees for cash back — usually charged for amounts over $100, but they can be charged for any cash-back transaction, depending on the store’s policy.

Note: Sometimes, you won’t be able to complete a large cash-back transaction at the register; you may have to go to the designated customer service desk, instead.

Comparison Table

See the table below for a comparison of cash-back limits and conditions, then click any store or scroll for more details.

Store Limit Conditions
7-Eleven $10 Debit only
Casey's General Store $20 Debit only
Circle K $40 Debit only
Dollar General $40 Debit only
Dollar Tree $50 Debit only; $1 fee
Family Dollar $50 Debit only
Kum & Go $20 Debit only
Kwik Trip / Kwik Star $20 Debit only
Albertsons $100 to $300 Debit or Discover credit only
ALDI $100 Debit only
Food Lion $200 debit or EBT; $50 check $100 limit without purchase
Fred Meyer $300 $0.50 fee for cash back up to $100; $3.50 thereafter
Giant Eagle $50 debit; $30 checks None
Hannaford $100 Debit, Discover credit, and checks only
H-E-B $50 Debit and checks only
Hy-Vee $60 Debit only
JayC $100 Debit and Discover credit only
Kroger $300 debit, $120 Discover credit, $20 check $0.50 fee for cash back up to $100; $3.50 thereafter
Mariano's $100 Debit and Discover credit only
Meijer $50 debit; $25 check None
Publix $100 None
Raley's Supermarkets $10 to $60 Debit only
Safeway $200 Debit and Discover credit only
Save Mart Supermarkets / S-Mart $200 to $300 Debit only
Shoppers Food Warehouse $300 at register, $100 self-checkout Debit only
ShopRite $200 debit, $120 Discover credit Debit and Discover credit only
Trader Joe's $50 None
Vons $200; $25 for checks Debit, check, and Discover credit only
Whole Foods $100 Debit only
Winn-Dixie $100 Debit and Discover credit only
Staples $40 None
CVS $35 Debit only
Rite Aid $40 Debit only
Walgreens $20 Debit only
Costco $60 Membership required
Kmart $50 Debit only
Target $40 debit, $20 check Debit and checks only; $20 increments
Walmart $100 debit, $20 check $20 increments only

Where to Get Cash Back

Below, we list the stores that offer cash back — mainly convenience stores, grocery stores, and superstores. Specialty retailers that sell products like clothing and home furnishings rarely offer cash back. We confirmed the details of each store’s cash-back policy by contacting several store locations and/or researching the stores’ policies as posted on their websites, and we’ve ordered the list starting with the best overall options for each category.

Note: As mentioned above, if you are using a Discover credit card, you can get cash back even at some stores where the usual cash-back policy is debit-only through the Discover Cash Over program.

Convenience Stores

Family Dollar

See our dedicated article on the Family Dollar cash-back policy.

Circle K

See our article on for more details about Circle K’s cash-back policy.

Dollar General

  • Limit: $40[4]
  • Conditions: Only available for debit card transactions; you can get cash back in increments of $10.[4]
  • Find a Dollar General

See more in our article on Dollar General’s cash-back policy.

Casey’s General Store

7-Eleven

  • Limit: $10[6]
  • Conditions: Only available for debit card transactions; most locations limit cash back to two transactions per day[6]
  • Find a 7-Eleven

Find out more in our article about 7-Eleven’s cash-back policy.

Kum & Go

  • Limit: $20[7]
  • Conditions: Only available for debit card purchases; Kum & Go accepts Visa, Mastercard, and Discover debit[7]
  • Find a Kum & Go

Kwik Trip / Kwik Star

  • Limit: $20[8]
  • Conditions: Only available for debit card transactions; Kwik Trip and Kwik Star accept Visa, Mastercard, and Discover debit[8]
  • Find a Kwik Trip or Kwik Star

Dollar Tree

  • Limit: $50[9]
  • Conditions: Only available for debit card transactions; there is a $1 cash-back fee, and cash back is available in increments of $10 (though you can request $1 and $5 bills)[9]
  • Find a Dollar Tree

Find more details in our article on Dollar Tree’s cash-back policy.

Grocery Stores

Kroger

  • Limit: $300 for debit card transactions, $120 for Discover credit, and $20 for personal checks[10]
  • Conditions: $0.50 fee for cash back up to $100 and $3.50 for amounts from $100.01 to $300[10]
  • Find a Kroger

Our dedicated article has more details on the Kroger cash-back policy.

Albertsons

  • Limit: $100 to $300 for debit card transactions, depending on the store; $120 for Discover credit[11]
  • Conditions: Only available for debit card and Discover credit transactions[11]
  • Find an Albertsons

Fred Meyer

  • Limit: $300 for debit card transactions[12]
  • Conditions: $0.50 fee for cash back up to $100 and $3.50 fee for amounts from $100.01 to $300[12]
  • Find a Fred Meyer

Shoppers Food Warehouse

Food Lion

  • Limit: $200 for debit card transactions, $50 on personal checks[14]
  • Conditions: You can request up to $200 with an EBT card, and you can request up to $100 cash back when not making a purchase.[14]
  • Find a Food Lion

Safeway

Find out more in our article on Safeway’s cash-back limit.

Vons

  • Limit: $200; $25 for personal check transactions[16]
  • Conditions: Only available for debit, check, and Discover credit transactions[16]
  • Find a Vons

ShopRite

  • Limit: $200 on debit card transactions; $120 on Discover credit transactions[17]
  • Conditions: Only available for debit and Discover credit transactions[17]
  • Find a ShopRite

Save Mart Supermarkets / S-Mart

  • Limit: $200 to $300 (varies by location)[18]
  • Conditions: Only available for debit card transactions[18]
  • Find a Save Mart

Publix

ALDI

  • Limit: $100 for debit card transactions[20]
  • Conditions: Only available for debit card transactions[20]
  • Find an ALDI

Hannaford

  • Limit: $100[21]
  • Conditions: Only available for debit, Discover credit, and personal check transactions[21]
  • Find a Hannaford

Winn-Dixie

Whole Foods

See more in our article on the cash back policy at Whole Foods.

Mariano’s

  • Limit: $100[24]
  • Conditions: Only available for debit and Discover credit transactions; you cannot get cash back when using coupons[24]
  • Find a Mariano’s

JayC

  • Limit: $100[25]
  • Conditions: Only available for debit and Discover credit transactions[25]
  • Find a JayC

Hy-Vee

  • Limit: $60[26]
  • Conditions: Only available for debit card purchases; Hy-Vee accepts Visa, Mastercard, and Discover debit[26]
  • Find a Hy-Vee

Meijer

  • Limit: $50 for debit card transactions, $25 for personal checks[27]
  • Conditions: None specified[27]
  • Find a Meijer

Giant Eagle

Trader Joe’s

H-E-B

Raley’s Supermarkets

Office Supply Stores

Staples

Pharmacies

Rite Aid

  • Limit: Usually $40, but varies by store[33]
  • Conditions: Only available for debit card transactions[33]
  • Find a Rite Aid

Find out more in our dedicated article on Rite Aid’s cash-back policy.

CVS

See more in our article on the CVS cash-back limit for each payment type.

Walgreens

See more in our article on the Walgreens cash-back limit.

Superstores

Walmart

  • Limit: $100 for debit card transactions, $20 for personal checks[36]
  • Conditions: Only available in increments of $20[36]
  • Find a Walmart

Find out more about Walmart’s policy in our article on the cash-back limits at Walmart.

Target

  • Limit: $40 on debit transactions; $20 on personal checks[37]
  • Conditions: Only available for debit card transactions and personal checks, and only in $20 increments[37]
  • Find a Target

Kmart

Costco

  • Limit: $60[39]
  • Conditions: Must be a Costco member[39]
  • Find a Costco (click “Find a Warehouse” at the top of the page)

See more in our article on Costco’s cash-back policy.

Gas Stations

Our previous research has the list of gas stations that offer cash back.

Stores That Give the Most Cash Back

If you’re at a store and you need more cash back than the store allows, you can usually make multiple transactions, and get cash back each time. Be aware that you can hit your credit card’s monthly limit or your debit card’s daily transaction limit when doing this.

If you need a relatively large amount of cash, instead of going through the checkout several times, see our list of stores near you that give the most cash back.

Stores That Don’t Offer Cash Back

Most grocery stores, pharmacies, and convenience stores offer cash back during checkout. However, most clothing, home goods, and home furnishings stores don’t. We’ve checked with representatives from corporate headquarters to verify that the following stores don’t offer cash back during checkout:

  • Forever 21
  • H&M
  • Hobby Lobby
  • Pottery Barn
  • RaceTrac (as previously reported)
  • Restoration Hardware
  • Speedway (as previously reported)
  • Starbucks (cash back may be available at locations inside other stores, as previously reported)
  • Wawa (as previously reported)

If you need even more cash back, we explain how to write a check for cash and get it cashed.

  1. https://www.discover.com/credit-cards/member-benefits/cash-over-purchases.html[↩]
  2. Family Dollar customer service (866) 377-6420[↩][↩]
  3. Circle K customer service (602) 728-8000[↩][↩]
  4. Dollar General customer service (877) 463-1553[↩][↩]
  5. Casey’s customer service (866) 922-0767[↩][↩]
  6. 7-Eleven customer service (800) 255-0711[↩][↩]
  7. Kum & Go customer service (888) 458-6646[↩][↩]
  8. Kwik Trip customer service (800) 305-6666[↩][↩]
  9. Dollar Tree customer service (877) 530-8733[↩][↩]
  10. Kroger customer service (800) 576-4377[↩][↩]
  11. Albertsons customer service (877) 276-9637[↩][↩]
  12. Fred Meyer customer service (800) 576-4377[↩][↩]
  13. Shoppers Food customer service (888) 907-7467[↩][↩]
  14. Food Lion customer service (800) 210-9569[↩][↩]
  15. Safeway customer service (877) 258-2799[↩][↩]
  16. Vons customer service (877) 723-3929[↩][↩]
  17. ShopRite customer service (800) 746-7748[↩][↩]
  18. S-Mart customer service (800) 692-5710[↩][↩]
  19. Publix customer service (800) 242-1227[↩][↩]
  20. ALDI customer service live chat[↩][↩]
  21. Hannaford customer service (800) 213-9040[↩][↩]
  22. Winn-Dixie customer service (866) 946-6349[↩][↩]
  23. Whole Foods customer service (844) 936-8255[↩][↩]
  24. Mariano’s customer service (866) 742-6728[↩][↩]
  25. JayC customer service (855) 489-2502[↩][↩]
  26. Hy-Vee customer service (800) 772-4098[↩][↩]
  27. Meijer customer service (800) 962-7011[↩][↩]
  28. Giant Eagle customer service (800) 553-2324[↩][↩]
  29. Trader Joe’s customer service (626) 599-3700[↩][↩]
  30. H-E-B customer service (800) 432-3113[↩][↩]
  31. Raley’s customer service (800) 925-9989[↩][↩]
  32. Staples customer service (800) 333-3330[↩][↩]
  33. Rite Aid customer service (800) 748-3243[↩][↩]
  34. CVS customer service (800) 746-7287[↩][↩]
  35. Walgreens customer service (800) 925-4733[↩][↩]
  36. Walmart customer service (800) 925-6278[↩][↩]
  37. Target customer service (800) 440-0680[↩][↩]
  38. Kmart customer service (866) 562-7848[↩][↩]
  39. Costco customer service (800) 774-2678[↩][↩]
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This Season

15 comments

  • John
    | 8 years ago

    Any information about Aldi and cash back

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley
      | 8 years ago

      Hi John,

      We just got word from Aldi that yes, they do, give cash back on debit card purchases, up to $100.

  • Sk
    | 8 years ago

    Is the food lion still in business?

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley
      | 8 years ago

      Hi Sk,

      Yes, there are Food Lion stores across the country. Find one near you here.

  • Rachel
    | 8 years ago

    How about Rayles market? Do they do cashback? Thanks 😉

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley
      | 8 years ago

      Hi Rachel,

      Yes, Depending on the location, Raley’s Supermarket allows customers to request between $10-$60 cash back on debit card purchases.

  • Anne Rodrigue
    | 8 years ago

    Does Costco offer cash back on debit cards?

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley
      | 8 years ago

      Hi Anne,

      I called Costco customer relations and learned that they do offer up to $60 cash back on purchases. I have updated the article to reflect this.

  • Timmy
    | 8 years ago

    This is useful article. I used to get cash back at Food Lion when I was in North Carolina, but the limit was $100 (not $25) but that was 4 months ago (December 2016). May be they changed the policy after we moved out.

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley
      | 8 years ago

      Hi Timmy,

      Thanks so much for letting us know that you were able to receive $100 cash back at Food Lion. Food Lion consumer relations has provided us with the most recent information on their cash back policy, which includes up to $200 with a check, up to $200 with an EBT card, up to $50 with a personal check, and up to $100 for customers not making a purchase. We have updated the article to reflect these changes. Thank you!

  • Raine
    | 8 years ago

    I agree with Ziyanda. Your article was the first to pop up when I googled how to get cash back at stores. Thanks so much! It was super helpful!

    • First Quarter Finance logo
      First Quarter Finance | Hillary M. Miller
      | 8 years ago

      Hi Raine,

      We’re so glad the article could help you out! Thank you for reading!

  • Ziyanda Kenya
    | 8 years ago

    This was so useful!

    • First Quarter Finance logo
      First Quarter Finance | Hillary M. Miller
      | 8 years ago

      Hi Ziyanda,

      We’re so glad to hear that the article was helpful to you — thanks for writing in!

    • Erica
      | 8 years ago

      Totally Agreed 100%!!
      Best article ever!!