Publix Cash Back Limit When Paying With Debit, Credit, or Check

While debit and credit cards can be used for just about everything these days, there are still plenty of times when you may need or want cash. Fortunately, your options for getting cash are no longer limited to cashing a check at the bank or using an ATM. Many grocery stores like Publix offer cash back with purchases — a convenient option when you’re already shopping and don’t want to make multiple stops. But the Publix cash back limit depends on your payment method. To find out more, please see below…

Does Publix Offer Cash Back?

Here’s the Publix cash back policy in plain language. Publix does give cash back with purchases you make with either a debit card or a personal check. However, like most grocery stores, Publix does not offer cash back on purchases made with credit cards. We confirmed the following cash back policies by calling customer service representatives at multiple Publix locations.

Publix Cash Back Policies for Debit Cards

When you shop at Publix using a debit card, you can get up to $100 cash back with your purchase — although for some smaller stores, the cash back limit is $50. There is no minimum purchase required to get cash back, and there are no additional fees. You can also get up to $100 cash back with a debit card at the self-checkout in Publix stores that have self-checkouts.

To get cash back at the register with your debit card, simply choose “yes” on the card swipe terminal when prompted for the cash back option, and then choose the amount of cash you’d like to receive.

Publix Cash Back Policies for Personal Checks

The Publix cash back limit for personal checks is $25. There are no additional fees for this service. To get cash back with a personal check, make your check out for the total amount of your order plus the amount of cash you’d like to receive. For example, if you order came to $5.50 and you’d like $20 cash, you would write the check out for $25.50.

You’ll need a current, government-issued photo ID such as a driver’s license, state non-driver ID, or U.S. passport in order to pay with a personal check at Publix.

Publix Hours

The typical hours for Publix stores are 7 a.m. to 10 p.m., Monday through Sunday, although some stores may open later or close earlier. You can get cash back with a debit card or personal check at any time during the store’s hours of operation.

Other Stores That Offer Cash Back

If you’d prefer to shop elsewhere or don’t have a Publix store near you, there are many other grocery stores that give cash back at the register. The majority of stores offer cash back when you purchase with a debit card. Some stores will also give cash back with personal check purchases, although the amount of cash back with checks is usually lower. There are typically no fees for getting cash back with a debit card or personal check.

You may also be able to get cash back with a credit card purchase at some stores, specifically with a Discover card. The Discover Cash Over program allows cardholders to get up to $120 cash back at participating stores, depending on the particular store’s cash back limits. Standard interest rates apply. You can see a list of participating stores on the Discover Cash Over Purchases page. Publix doesn’t participate in the cash over program, but several other grocery stores, including Albertsons, Dillons, Kroger, Meijer, Safeway, and others do.

Wondering which grocery stores offer cash back at the register and how much you can get at each store? Check out our article Stores That Give Cash Back on Checking, Debit, and Credit Transactions for a full list of convenience stores, grocery stores, office supply stores, pharmacies, and superstores that give cash back, along with the limits and requirements for each store.

If you need a lot of cash back, you can also see a detailed list of stores that cash back of at least $100 or more at the register in our article, Here Are the Stores That Give the Most Cash Back.

In Summary

Getting cash from your checking account is much easier than it used to be, since your options are no longer limited to going to the bank or an ATM. The Publix cash back limit is $100 cash back on purchases made with debit cards and $25 on those made by check, for no additional fees. There are also many other stores where you can get cash back quickly at the register — so there’s sure to be a convenient option for getting cash back near you!