JCPenney Senior Discount Policy Explained (+ Other Ways to Save)

JCPenney does not have a senior discount. Ways to save at JCPenney include the JCPenney Rewards program, the JCPenney Credit Card, and store promotions. We have what you need to know.

JCPenney Senior Discount Policy

JCPenney does not have a senior discount, corporate customer service representatives said. Ways to save at the department store chain include the JCPenney Rewards program, the JCPenney Credit Card, and in-store and online promotions.

For other stores with senior savings, see our list of over 90 senior discounts by age.

JCPenney Rewards members earn points on every purchase. One point is earned for every $2 spent. If you make a purchase with your JCPenney Credit Card, you’ll earn 1 point for every $1 spent. For every 200 points earned, you’ll get a $10 reward certificate. Other JCPenney Rewards perks include a birthday gift and bonus events. You can create a JCPenney Rewards account online for free.

The JCPenney Credit Card offers other perks and savings, including a pick-your-own sale day. But, be aware that the card’s annual percentage rate (APR) is around 28% and the late-payment fee can be as high as $38. You can apply for a JCPenney Credit Card online.

In-store and online promotions are a great way for anyone to save. Check the sale section in-store or the coupons and promotions page when shopping online.

In Summary

There is no JCPenney senior discount. For savings opportunities, consider the JCPenney Rewards program, the JCPenney Credit Card, and in-store and online promotions. For more on the JCPenney Credit Card, see our article: JCPenney Credit Card Limit Increase: How to Request It and Get It.

If you’re also wondering about Macy’s, here’s our article detailing Macy’s stand on senior discounts.