Does Cabela’s Have Layaway? Layaway Policy & Financing Options Shown

Cabela’s does not offer layaway. While it used to have a layaway program, Cabela’s stopped offering layaway after Bass Pro Shops acquired the company in 2017. We confirmed this information with corporate and store customer service representatives; it is also noted in the Cabela’s FAQ.

While Cabela’s no longer offers layaway, other stores still do, including some that sell outdoor equipment. Check out our related article for the list of more than 35 stores that offer layaway.

Financing Options at Cabela’s

Cabela’s offers one financing option: the Cabela’s CLUB credit card. There is no annual fee for the CLUB credit card. Cardholders earn 2% points back and a reduced APR for Cabela’s and Bass Pro Shops purchases, plus 1% points back on other items.

While the APR is lower for Cabela’s purchases than it is for other purchases using the CLUB credit card, keep in mind that your purchase will still accrue interest if you do not pay it off quickly. Depending on how soon you pay your balance, you might pay more for the item(s) than you would have if paying upfront.

For more information about approval for the Cabela’s CLUB credit card, see our article on store credit cards you can use anywhere.