Short Answer

America’s Best accepts CareCredit cards with a Mastercard logo at most of its locations — about 80%, based on our contact with the company. Mastercard-branded CareCredit cards are only available to existing CareCredit customers who have had an active account for at least six months and keep their account in good standing. Below, we have more details of the CareCredit acceptance policy at America’s Best, as well as more information about CareCredit’s Mastercard-branded card.

Does America’s Best Accept CareCredit?

Most America’s Best Contact & Eyeglasses locations accept CareCredit cards with a Mastercard logo to pay for eye exams, contacts, glasses, and other products and services. We contacted America’s Best locations in Arizona, Florida, Missouri, New York, and Washington. About 80% of the locations we contacted said they accept CareCredit as long as the card has a Mastercard logo. To find out if your local America’s Best takes CareCredit, contact the location directly.

Can you use your CareCredit card at Walmart? 1-800 Contacts? See our articles for details.

CareCredit Mastercard Upgrades

CareCredit is a health care credit card. CareCredit customer service representatives told us that CareCredit cards are not initially approved and issued as Mastercards. Once your CareCredit account has been open for at least six months and is considered in good standing, you may inquire about upgrading your CareCredit account to a Mastercard-branded card. Available credit and interest rates will vary by individual account holder. We confirmed this information with CareCredit’s issuing bank,  Synchrony Bank.

CareCredit Application Process

While you cannot apply for a CareCredit Mastercard, you can apply for CareCredit and seek an upgrade after six months of account activity in good standing. Keep in mind that you cannot apply for CareCredit at an America’s Best location. To apply for CareCredit, visit the CareCredit website or call (800) 677-0718. Wondering about your CareCredit approval odds? See our article for details.


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