Banks With Safe Deposit Boxes: 18 Options Listed

From passports to birth certificates to jewelry, keepsakes, and family heirlooms, safe deposit boxes keep valuables safe and sound under the supervision of a bank. If you have important documents or other valuable pieces of personal property, you may want to store them in a safe deposit box — a private, locked metal container located in a vault at a bank.

But which banks offer those boxes, and how much are they? In this article, we’ll look at banks that offer safe deposit rentals and the associated costs of maintaining them.

Banks With Safe Deposit Boxes Deposit Boxes

The following banks and credit unions offer safety deposit rental services for their customers and account holders. We obtained up-to-date pricing information either from the bank’s website or by contacting customer service. All safe deposit box fees shown are on an annual basis.

To understand if the cost a bank is charging is fair, see our article: Safe Deposit Box Cost: 15+ Banks Listed (Including Sizes if Applicable)

Bank of America

• Annual safe deposit box fees: Starting at $101 for a 5″ x 5″ box
• Extra insurance available: Yes
• Key replacement fees: Not provided
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

BB&T Bank

• Annual safe deposit box fees: $21 for 3″ x 5″; $40 for 5″ x 5″; free 3″ x 5″ or $40 off larger sizes for Elite Gold account holders
• Extra insurance available: Yes
• Key replacement fees: $25 for lost keys; $150 for drilling
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

BMO Harris Bank

• Annual safe deposit box fees: $40 to $110; free 3″ x 5″ box for Premier Service account holders
• Extra insurance available: Yes
• Key replacement fees: At cost (for locksmith drilling and key replacement)
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

Chase Bank

• Annual safe deposit box fees: $55 to $190; free for Premier Plus Checking account holders
• Extra insurance available: Yes
• Key replacement fees: Not provided
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

Citibank

• Annual safe deposit box fees: Starting at $65 for 3″ x 5″; discounts available for some account types
• Extra insurance available: Yes
• Key replacement fees: Not provided
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

Citizens Bank

• Annual safe deposit box fees: $25 to $80
• Extra insurance available: Yes
• Key replacement fees: $25 for lost keys; $175 drilling fee
• Late fees: $10 after 27 days past due
• Box rental availability: Most branches
• Find your nearest branch

Fifth Third Bank

• Annual safe deposit box fees: $50 to $110; free 3″ x 5″ box or discount on larger sizes for preferred banking members or high-yield account holders
• Extra insurance available: Yes
• Key replacement fees: Not provided
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

HSBC Bank

• Annual safe deposit box fees: $65 to $140; free small box for Premier checking account holders
• Extra insurance available: Yes
• Key replacement fees: Not provided
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

KeyBank

• Annual safe deposit box fees: $55 to $275
• Extra insurance available: Yes
• Key replacement fees: $30 for replacement key; drilling fees vary by location
• Late fees: None specified
• Box rental availability: Most branches. Use ‘Show Filters’ on the locator and check the Safe Deposit Boxes option to find locations with boxes available.
• Find your nearest branch

M&T Bank

• Annual safe deposit box fees: $91.25 to $158.75; 50% discount for Select checking account holders
• Extra insurance available: Yes
• Key replacement fees: Not provided
• Late fees: None specified
• Box rental availability: Most branches. Safe deposit box availability indicated on locator.
• Find your nearest branch

PNC Bank

• Annual safe deposit box fees: $35 to $100
• Extra insurance available: Yes
• Key replacement fees: $15 for keys; $15 plus locksmith mileage and fees for lock replacement
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

Regions Bank

• Annual safe deposit box fees: $50 to $250
• Extra insurance available: Yes
• Key replacement fees: $25
• Late fees: None specified
• Box rental availability: Most branches. Click on individual branches in the locator to view safe deposit box rental availability
• Find your nearest branch

Santander Bank

• Annual safe deposit box fees: $30 to $120
• Extra insurance available: Yes
• Key replacement fees: $15 for lost key; $150 for drilling
• Late fees: $15 after 30 days
• Box rental availability: Most branches
• Find your nearest branch

SunTrust Bank

• Annual safe deposit box fees: $45 to $100
• Extra insurance available: Yes
• Key replacement fees: Not provided
• Late fees: None specified
• Box rental availability: Most branches
• Find your nearest branch

TD Bank

• Annual safe deposit box fees: $69 small; $85 medium; $125 large; plus $5 per square inch for oversized boxes
• Extra insurance available: Yes
• Key replacement fees: $50 lost key; $200 drilling fee
• Late fees: $5
• Box rental availability: Most branches
• Find your nearest branch

United Bank

• Annual safe deposit box fees: $40 to $150
• Extra insurance available: Yes
• Key replacement fees: $30 for replacement keys; $200 drilling fee
• Late fees: $25 after 30 days
• Box rental availability: Most branches
• Find your nearest branch

U.S. Bank

• Annual safe deposit box fees: $110 to $130; 50% off for Platinum or Premier account holders
• Extra insurance available: Yes
• Key replacement fees: $150 lock drilling fees plus $10 invoice fee
• Late fees: $10
• Box rental availability: Most branches
• Find your nearest branch

Wells Fargo

• Annual safe deposit box fees: $30 to $120
• Extra insurance available: Yes
• Key replacement fees: $25 for replacement keys; $125 drilling fee with three business days’ notice; $175 for emergency drilling
• Late fees: $10 after 60 days; $15 after 90 days
• Box rental availability: Most branches
• Find your nearest branch

In Summary

A safe deposit box is a great place to store your valuables and important documents with privacy and security. Plenty of banks offer this service to customers, and you can get discounted or even free safety deposit box rentals with certain types of accounts.