14 Prepaid Debit Cards With Mobile Check Deposit

Cathy Desmet headshot Cathy Desmet
Verified & Updated Nov 10, 2020

Several prepaid card issuers offer mobile deposits, which allow you to use an Android or iOS app to deposit a check to your prepaid card. You’ll take pictures of the check within the app and enter check information, such as the amount, to complete your deposit.

Some card issuers will require you to open a deposit account when you register your card, while others connect to existing bank accounts. Linking a deposit account is how the card issuers make sure that any funds you deposit are FDIC-insured. Below, we list the issuers and specific cards that allow mobile deposits.

What We Recommend

All of the prepaid card mobile deposit apps that we researched are available on both Android and iOS platforms. However, some charge additional fees for the service. We recommend the following prepaid cards, which do not charge for mobile deposits:

  • BB&T Prepaid Debit Card
  • Starbucks Rewards Visa Prepaid Card
  • Walmart MoneyCard
  • Wells Fargo EasyPay Card

Comparison Table

You can use the table below for a quick comparison of the fees and limits for mobile deposits with each card, then click any card’s name or scroll to the list below for more information.

Prepaid Card Mobile Deposit Fees Mobile Deposit Limit
Bluebird by American Express Up to 5% or $5 minimum $5,000/day; $10,000/month
American Express Serve Up to 5% or $5 minimum $5,000/day; $10,000/month
BB&T Prepaid Debit Card None $2,500 per day; $5,000 per month
Brink's Money Prepaid Mastercard Variable Not specified
GreenDot Prepaid Visa Card Up to 4% depending on check type $5,000/day; $10,000/month
Kroger REWARDS Prepaid Visa Up to 5% or $5 minimum $5,000/day; $10,000/month
MOVO Virtual Prepaid Card Up to 5% depending on check type $5,000/day; $10,000/month
MyVanilla Mastercard and Visa Up to 5% or $5 minimum $5,000/day; $10,000/month
Netspend Prepaid Debit Card Up to 5% or $5 minimum $2,500/check; $5,000/day; $10,000/month
PayPal Prepaid Mastercard Up to 5% or free for 10-day processing $2,500/check; $5,000/day; $10,000/month
Starbucks Rewards Visa Prepaid Card None Varies by account; your card balance can't exceed $10,000
RushCard Up to 4% or $5 or free for 10-day processing $2,500/check; $5,000/day; $10,000/month
Walmart MoneyCard None $1,500 or 3 transactions
Wells Fargo EasyPay Card None Varies by account

The List

Most prepaid cards come with similar fees and limits, and all of the cards we researched allow mobile deposit. Below, we list the prepaid cards with mobile deposits, ordered starting with the best overall options.

Keep in mind that depending on your phone plan, message and data charges may apply. Additionally, mobile carrier availability in your area may also restrict mobile deposit access. For non-mobile deposit options, see our research on ways to load a check onto a prepaid card.

1. BB&T Prepaid Debit Card

  • Fees and restrictions: No fees; must have active deposit account to deposit checks on mobile[1]
  • Deposit limit: $2,500 per day; $5,000 per month[2]
  • Platform: Android and iOS[1]
  • Get the card

2. Wells Fargo EasyPay Card

  • Fees and restrictions: No fees; must have an active deposit account to deposit checks on mobile[3]
  • Deposit limit: Varies by account[3]
  • Platform: Android and iOS[3]
  • Get the card

3. Walmart MoneyCard

  • Fees and restrictions: No fees; must have a Green Dot deposit account for mobile check deposits[4]
  • Deposit limit: $1,500 or three transactions per day[4]
  • Platform: Android and iOS[5]
  • Get the card

Find out more in our related research about the Walmart MoneyCard.

4. Starbucks Rewards Visa Prepaid Card

  • Fees and restrictions: No fees; no deposit account required (funds are held in an FDIC-insured “sub-account”)[6]
  • Deposit limit: Varies by account; your card balance can’t exceed $10,000[6]
  • Platform: Android and iOS[6]
  • Get the card

5. Brink’s Money Prepaid Mastercard

  • Fees and restrictions: No fees (subject to change); requires a Card Account for mobile check deposits[7]
  • Deposit limit: Not specified[8]
  • Platform: Android and iOS[8]
  • Get the card

6. Green Dot Prepaid Visa Card

  • Fees and restrictions: 1% to 4%, depending on the check type; requires the activation of a deposit account[9]
  • Deposit limit: $5,000 per day; $10,000 per month[10]
  • Platform: Android and iOS[10]
  • Get the card

7. Bluebird by American Express

  • Fees and restrictions: Minimum $5 fee or up to 5%; Bluebird uses Ingo Money for mobile check deposits[11]
  • Deposit limit: $5,000 per day; $10,000 per month[11]
  • Platform: Android and iOS[11]
  • Get the card

8. American Express Serve

  • Fees and restrictions: Up to 5% fee (minimum $5); Serve uses Ingo Money for mobile check deposits (requires Debit Account for mobile deposits)[12]
  • Deposit limit: $5,000 per day; $10,000 per month[12]
  • Platform: Android and iOS[12]
  • Get the card

9. Kroger REWARDS Prepaid Visa

  • Fees and restrictions: Up to 5% or $5 minimum; Kroger uses Ingo Money for mobile check deposits[13]
  • Deposit limit: $5,000 per day; $10,000 per month[14]
  • Platform: Android and iOS[15][16]
  • Deposit limit: $5,000 per day; $10,000 per month[17]
  • Platform: Android and iOS[18]
  • Get the card

11. MyVanilla Mastercard and Visa

  • Fees and restrictions: Fee up to 5% (minimum $5); MyVanilla uses Ingo Money for mobile check deposits[19]
  • Deposit limit: $5,000 per day; $10,000 per month[19]
  • Platform: Android and iOS[19]
  • Get the card

12. Netspend Prepaid Debit Card

  • Fees and restrictions: $5 minimum or up to 5%; Netspend uses Ingo Money for mobile check deposits; must have an active Card Account for deposits[20]
  • Deposit limit: $2,500 per check, $5,000 per day, and $10,000 per month[20]
  • Platform: Android and iOS[20]
  • Get the card

13. PayPal Prepaid Mastercard

  • Fees and restrictions: Up to 5% for immediate availability; free for 10-day processing; requires PayPal Cash Plus account for mobile deposits[21][22]
  • Deposit limit: $2,500 per check, $5,000 per day, $10,000 per month[21]
  • Platform: Android and iOS[23]
  • Get the card

14. RushCard

  • Fees and restrictions: $5 or up to 4% for immediate availability; no fee for 10-day processing; must have Card Account for mobile deposits[24]
  • Deposit limit: $2,500 per check, $5,000 per day, and $10,000 per month[24]
  • Platform: Android and iOS[25]
  • Get the card
  1. https://www.bbt.com/online-access/online-banking/how-to-mobile-check-deposit.html[↩][↩]
  2. https://www.bbt.com/content/dam/bbt/bbtcom/pdf/shared/customer-service/personal-services-pricing-guide/bank-services-agreement.pdf[↩]
  3. https://www.wellsfargo.com/mobile/apps/mobile-deposit/[↩][↩][↩]
  4. https://www.walmartmoneycard.com/help/adding-money.html[↩][↩]
  5. https://www.walmartmoneycard.com/mobile-check-balance[↩]
  6. https://www.chase.com/content/dam/chase-ux/documents/personal/credit-cards/starbucks-deposit-account-agreement.pdf[↩][↩][↩]
  7. https://www.brinksprepaidmastercard.com/how_it_works.shtml[↩]
  8. https://www.brinksprepaidmastercard.com/features.shtml#m[↩][↩]
  9. https://www.greendot.com/content/dam/greendot/legal/about/docs/gdunlimited3daa.pdf[↩]
  10. https://www.greendot.com/for-people/our-products/prepaid-cards/prepaid-mastercard-or-visa-card[↩][↩]
  11. https://www.bluebird.com/#?intlink=us-bluebird-marketing-home-prospectslp-InComm2018-header-addfunds[↩][↩][↩]
  12. https://www.serve.com/[↩][↩][↩]
  13. https://www.krogerprepaid.com/how-it-works/adding-funds/[↩]
  14. https://www.krogerprepaid.com/wp-content/uploads/Fees-and-Limits-for-Web.pdf[↩]
  15. https://www.krogerprepaid.com/how-it-works/adding-funds/ )
  16. Get the card

    17. 10. MOVO Virtual Prepaid Card

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