Short Answer

Costco does not cash checks, and neither does Sam’s Club. For more on check cashing at Costco, Sam’s Club, and other wholesale membership clubs, see below.

Does Costco Cash Checks? Does Sam’s Club Cash Checks?

Wholesale membership clubs like BJ’s, Costco, and Sam’s Club typically do not offer check cashing services. That means they do not cash personal checks, business checks, payroll checks, government checks, or other types of checks. Here are the details of each store’s check cashing policy:

BJ’s Wholesale Club

BJ’s Wholesale Clubs do not cash checks, a BJ’s corporate customer service representative said. We confirmed this information by calling BJ’s locations in Maine, Maryland, Michigan, Ohio, and Virginia; none of the stores we called said they cash personal checks, business checks, or any other types of checks.

Costco Wholesale

Costco Wholesale does not offer check cashing services, a Costco corporate customer service representative said. We called Costco stores in Georgia, New York, Oklahoma, Oregon, and Texas to confirm this information; none of the locations we contacted cash any type of check.

Sam’s Club

Sam’s Club does not cash checks, a Sam’s Club corporate customer service representative said. We contacted Sam’s Club’s in Delaware, Florida, Idaho, Missouri, and California to confirm this information; none of the stores we called cash personal checks, business checks, payroll checks, government checks, or any other types of checks.

Where to Cash a Check

To find out where to cash a check, see our articles on:

Kmart’s Check Cashing Policy

Walmart’s Check Cashing Policy

CVS’ Check Cashing Policy

Where to Cash a Check for Free


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