Loren EatonOnce you miss a scheduled payment, Aaron’s will immediately begin the repo process. However, it may take up to two weeks for the repossessed item to be picked up. If you’re struggling to make payments, Aaron’s will work with you, but you’ll need to call the store before missing a payment. For the full details of Aaron’s repossession policy, see below.
How Long Does It Take for Aaron’s to Repossess Items?
Aaron’s begins the repossession process as soon as you miss a single payment. The company doesn’t have any information about repossessions on its website, so we contacted corporate and store-level customer service representatives to learn more about the repossession process at Aaron’s.
If you miss a payment, your local Aaron’s will contact you before repossessing the item(s), an Aaron’s corporate customer service representative said. If you’re having a hard time making payments or think you may miss a payment soon, you should contact your local store as soon as possible. Store management may be able to work with you if you reach out proactively.
When you lease an item from Aaron’s, you need to provide four personal references to be approved, said a store associate at the Aaron’s in Taramac, Fla. If Aaron’s is unable to get a hold of you after a missed payment, the store will reach out to your personal references. If Aaron’s can’t get in touch with you or your references within a week or two of the missed payment, collections agents may show up to pick up the item(s).
To explore your rent-to-own options or discuss your current lease, contact your local Aaron’s.
In Summary
Aaron’s will begin the repossession process on your leased item(s) after your first missed payment. The store will first try to contact you and/or your personal references. You may be able to avoid repossession by contacting Aaron’s before you miss a payment. For more information on Aaron’s store policies, see our articles: What Is Aaron’s Stolen Property Policy? Lease Obligations Listed and Aaron’s Cancellation Policy and What Is Aaron’s Damage Policy? Rent-to-Own Store Policy Explained and Will You Be Sent to Prison for Not Paying Aaron’s?.
In case you’d also consider Conn’s HomePlus, here’s our article on the Conn’s Repo Policy and Where to Get Free Appliances
Lindsey Desmet
Cathy Desmet
Nichole DeFazio, Esq.
Ashley Derrington
Kait Scirri
William Lipovsky
Erika Crawford
Joseph Cho
Maria R. Riegger, Esq.
