Short Answer
Most gas stations accept credit cards in their convenience stores and at the pump — and some even offer their own branded credit cards. Gas stations that accept credit cards include BP, Chevron, Circle K, Marathon, Sheetz, and Valero. Below, we have the list of gas stations that take credit cards and which other payment methods they accept, as well as which gas stations don’t take credit cards.
Table of Contents
Gas Stations That Accept Credit Cards
These are the gas stations that accept credit cards, typically both inside and at the pump. Our list includes the credit cards each gas station accepts, plus other payment methods accepted at the pump and in-store.
7-Eleven
- Credit cards accepted: Visa, Mastercard, American Express
- Other payment types accepted: Cash, Fleet One card, 7-Eleven Gift Card; in-store only payments include Apple Pay, Google Wallet, and debit cards
- Find a 7-Eleven
- Source: Customer service
Albertsons Express
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit card
- Find an Albertsons Express
- Source: Customer service
ampm (some locations)
- Credit cards accepted:Â Visa, Mastercard, Discover, American Express
- Other payment types accepted:Â Cash, debit cards
- Find an ampm
- Source: Calls to ampm locations in Arizona, Nevada, and California
BP/Amoco
- Credit cards accepted: Visa, Mastercard, Discover, American Express, BP Credit Cards
- Other payment types accepted: Cash, debit cards
- Find a BP/Amoco
- Source: Customer service
Chevron
- Credit cards accepted: Visa, Mastercard, Discover, American Express, Chevron/Texaco Credit Card
- Other payment types accepted: Cash, debit cards
- Find a Chevron
- Source: Customer service
Circle K
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, fleet cards, Circle K Gas Gift Cards, Circle K Easy Pay Card, Apple Pay (in-store only)
- Find a Circle K
- Source: Customer service
Conoco
- Credit cards accepted: Visa, Mastercard, Discover, American Express, Conoco credit cards
- Other payment types accepted: Cash, debit cards, fleet cards, Conoco gift cards
- Find a Conoco
- Source: Customer service
Costco
Note: You must be a Costco member to use Costco gas stations unless you are a Costco Cash Card holder (which doesn’t require membership). All Costco stations are pay-at-the-pump only with no attendants, except as required in Oregon and New Jersey, Costco gas stations do not accept cash.
- Credit cards accepted: Visa, Costco Anywhere Visa
- Other payment types accepted: Debit cards, Costco Cash Card
- Find a Costco gas station
- Source: Costco Fuel Q&A page
As you see, Costco doesn’t accept Discover. For the list of places that do take Discover, see our related article: Where Is Discover Card Accepted? The List of U.S. Stores & Abroad
Cumberland Farms
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, SmartPay, Cumberland Farms Gift Card
- Find a Cumberland Farms
- Source: Customer service
Delta Sonic
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, The Card
- Find a Delta Sonic
- Source: Customer service
ExxonMobil
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, ExxonMobil Smart Card, SpeedPass+ App, Speedpass key tag, ExxonMobil gift cards
- Find an ExxonMobil
- Source: Customer service
Hy-Vee
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, Hy-Vee Fuel Saver + Perks Card
- Find a Hy-Vee
- Source: Customer service
Kum & Go
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, &Rewards Card
- Find a Kum & Go
- Source: Customer service
Kwik Fill/Red Apple
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, Kwik Fill Charge Card, Kwik Fill Gift Card
- Find a Kwik Fill/Red Apple
- Source: Customer service
Kwik Trip/Kwik Star
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, Kwik Card
- Find a Kwik Trip or Kwik Star
- Source: Customer service
Marathon
- Credit cards accepted: Visa, Mastercard, Discover, American Express, Speedy Rewards Mastercard
- Other payment types accepted: Cash, debit cards, Speedy Rewards Pay Card, Marathon Cash, Fleet, and Gift Cards
- Find a Marathon
- Source: Customer service
Meijer
- Credit cards accepted: Visa, Mastercard, Discover, American Express, Meijer Mastercard
- Other payment types accepted: Cash, personal check, debit cards, Meijer Credit Card
- Find a Meijer
- Source: Customer service
Phillips 66
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, Phillips 66 Personal Card, Phillips 66 Universal Card, Phillips 66 Gift Card
- Find a Phillips 66
- Source: Customer service
Pilot/Flying J
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, fleet cards, myRewards card
- Find a Pilot or Flying J
- Source: Customer service
RaceTrac/RaceWay
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, RaceTrac Gift Card
- Find a RaceTrac or RaceWay
- Source: Customer service
76
- Credit cards accepted: Visa, Mastercard, Discover, American Express, and the Drive Savvy Rewards and Commerical credit cards
- Other payment types accepted: Cash, debit cards, 76 gift cards, the 76 Fleet Card, and the 76 Universal Card
- Find a 76
- Source: Customer service
Sheetz
- Credit cards accepted: Visa, Mastercard, Discover, American Express, Sheetz Visa Card
- Other payment types accepted: Cash, debit cards, Mastercard PayPass, Google Wallet
- Find a Sheetz
- Source: Customer service
Shell
- Credit cards accepted: Visa, Mastercard, Discover, American Express, Shell Platinum Mastercard
- Other payment types accepted: Cash, debit cards, Shell Saver Card, Shell Refillable Card, Shell Gift Card
- Find a Shell
- Source: Customer service
Sunoco
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, Sunoco Rewards gas credit card, APlus Rewards card, Sunoco Gift Card
- Find a Sunoco
- Source: Customer service
Valero
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, Valero credit card
- Find a Valero
- Source: Customer service
Wawa
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, Wawa Credit Card, Wawa Gift Card
- Find a Wawa
- Source: The FAQ page of the Wawa website
Weis Gas & Go
- Credit cards accepted: Visa, Mastercard, Discover, American Express
- Other payment types accepted: Cash, debit cards, Weis Gift Card
- Find a Weis Gas & Go
- Source: Customer service
A Note on Using Prepaid Debit Cards and Gift Cards at Gas Stations
While the gas stations listed above accept credit cards from American Express, Discover, Mastercard, and/or Visa, prepaid debit cards and gift cards from these brands may or may not work at the pump. The gas station representatives we spoke with were unable to guarantee that prepaid cards or gift cards would work at the pump.
Policies vary greatly depending on the brand and type of card you have, the issuer, and the pump itself, representatives said. Some pumps will allow you to use the card, and will automatically stop the pump when the transaction amount matches the card balance; others will deny the transaction. Gas stations can require preauthorization charges up to $125 at the pump — so the payment processor may deny a prepaid card or gift card even if the balance is high enough to cover the amount of gas you are buying.
The gas stations listed above that accept American Express, Discover, Mastercard, and/or Visa do accept prepaid cards and gift cards from the same brands for in-store purchases, however. You can avoid issues paying at the pump by using your prepaid debit card or gift card to pay for a set amount of gas (such as $20 or $40) inside the store. Paying at the cashier allows you to avoid high preauthorization charges.
See our related article for more information about preauthorization holds and a list of the hold amounts at popular gas stations.
Gas Stations That Don’t Accept Credit Cards
Though most gas stations do accept credit cards, there are a few that will not accept certain types of credit cards (such as Costco, where only Visa cards are accepted). Some franchise stores may also have individual policies where certain credit cards are not accepted.
One gas station chain that does not accept credit cards, except under certain circumstances, is:
ARCO
- Credit cards accepted: None, except at certain participating locations in California, Nevada, Oregon, and Washington
- Other payment types accepted: Cash, debit cards (for a fee of 35 cents per debit transaction), PumpPASS Card, Mobile Wallet (including Apple Pay, Android Pay, and Samsung Pay)
- Find an ARCO
- Source: ARCO.com FAQ page
In Summary
What gas stations accept credit cards? Nearly all gas stations accept credit cards, including Circle K, ExxonMobil, Phillips 66, and Shell. Many of the larger gas retailers offer branded credit cards that provide customers with cash back rewards and other incentives. Our research found that ARCO is the only gas station chain that does not accept credit cards at most locations. At gas stations that accept credit cards, you can also use prepaid debit cards and gift cards from brands like Visa, though you may need to pay inside the store to avoid preauthorization charges.